Hantec Insurance Broker

In recent years, the incidence of critical illnesses such as cancer, stroke and heart disease has been increasing and is becoming more prevalent at a younger age. Fortunately, with the rapid advances in medical technology, many critical illnesses can be cured with early detection and treatment. However, the problem is that the cost of advanced drugs or new treatments is very high and not affordable for everyone.

Critical illness insurance allows you to have sufficient funds to back you up against illnesses with peace of mind. Once the insured is diagnosed with a designated covered disease, you can receive a lump sum cash benefit to cover medical expenses without delaying treatment due to fear of expensive medical expenses.

During treatment, if you lose your stable income because you are temporarily unable to work, this compensation can also help you cover the cost of living, temporarily relieve your immediate needs, and let your stable life not be affected.

At present, many critical illness insurance plans on the market have multiple critical illness protection, providing more than one critical illness compensation. Once the critical illness unfortunately recurs, you can also get relevant compensation and financial support again.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Savings insurance allows you to build wealth and enjoy complete protection for years to come. You can save for your children's education or as a stable source of income for your future retirement. Combined with life insurance, you can achieve your goals sooner rather than later, and provide peace of mind for you and your loved ones.

Savings insurance plans generally offer a guaranteed cash value and, in some cases, a non-guaranteed element. You can build more wealth faster and give you more opportunities to achieve your financial goals by taking out savings insurance while you are still young.

In addition, savings insurance also includes a life protection component. In case the insured person dies unfortunately, the policy will provide a death benefit, allowing his family to receive immediate financial support and have greater protection in his future life.

HANTEC offers a wide range of savings insurance policies that can help you to build up your capital and provide you and your family with long-term protection for a secure future.

In recent years, the incidence of critical illnesses such as cancer, stroke and heart disease has been increasing and is becoming more prevalent at a younger age. Fortunately, with the rapid advances in medical technology, many critical illnesses can be cured with early detection and treatment. However, the problem is that the cost of advanced drugs or new treatments is very high and not affordable for everyone.

Critical illness insurance allows you to have sufficient funds to back you up against illnesses with peace of mind. Once the insured is diagnosed with a designated covered disease, you can receive a lump sum cash benefit to cover medical expenses without delaying treatment due to fear of expensive medical expenses.

During treatment, if you lose your stable income because you are temporarily unable to work, this compensation can also help you cover the cost of living, temporarily relieve your immediate needs, and let your stable life not be affected.

At present, many critical illness insurance plans on the market have multiple critical illness protection, providing more than one critical illness compensation. Once the critical illness unfortunately recurs, you can also get relevant compensation and financial support again.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Savings insurance allows you to build wealth and enjoy complete protection for years to come. You can save for your children's education or as a stable source of income for your future retirement. Combined with life insurance, you can achieve your goals sooner rather than later, and provide peace of mind for you and your loved ones.

Savings insurance plans generally offer a guaranteed cash value and, in some cases, a non-guaranteed element. You can build more wealth faster and give you more opportunities to achieve your financial goals by taking out savings insurance while you are still young.

In addition, savings insurance also includes a life protection component. In case the insured person dies unfortunately, the policy will provide a death benefit, allowing his family to receive immediate financial support and have greater protection in his future life.

HANTEC offers a wide range of savings insurance policies that can help you to build up your capital and provide you and your family with long-term protection for a secure future.

Provide children's education savings insurance plans for novice parents of different families, helping you grow your savings and build a stable financial situation.

Savings insurance allows you to build wealth and enjoy complete protection for years to come. You can save for your children's education or as a stable source of income for your future retirement. Combined with life insurance, you can achieve your goals sooner rather than later, and provide peace of mind for you and your loved ones.

Savings insurance plans generally offer a guaranteed cash value and, in some cases, a non-guaranteed element. You can build more wealth faster and give you more opportunities to achieve your financial goals by taking out savings insurance while you are still young.

In addition, savings insurance also includes a life protection component. In case the insured person dies unfortunately, the policy will provide a death benefit, allowing his family to receive immediate financial support and have greater protection in his future life.

HANTEC offers a wide range of savings insurance policies that can help you to build up your capital and provide you and your family with long-term protection for a secure future.

In recent years, the incidence of critical illnesses such as cancer, stroke and heart disease has been increasing and is becoming more prevalent at a younger age. Fortunately, with the rapid advances in medical technology, many critical illnesses can be cured with early detection and treatment. However, the problem is that the cost of advanced drugs or new treatments is very high and not affordable for everyone.

Critical illness insurance allows you to have sufficient funds to back you up against illnesses with peace of mind. Once the insured is diagnosed with a designated covered disease, you can receive a lump sum cash benefit to cover medical expenses without delaying treatment due to fear of expensive medical expenses.

During treatment, if you lose your stable income because you are temporarily unable to work, this compensation can also help you cover the cost of living, temporarily relieve your immediate needs, and let your stable life not be affected.

At present, many critical illness insurance plans on the market have multiple critical illness protection, providing more than one critical illness compensation. Once the critical illness unfortunately recurs, you can also get relevant compensation and financial support again.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Savings insurance allows you to build wealth and enjoy complete protection for years to come. You can save for your children's education or as a stable source of income for your future retirement. Combined with life insurance, you can achieve your goals sooner rather than later, and provide peace of mind for you and your loved ones.

Savings insurance plans generally offer a guaranteed cash value and, in some cases, a non-guaranteed element. You can build more wealth faster and give you more opportunities to achieve your financial goals by taking out savings insurance while you are still young.

In addition, savings insurance also includes a life protection component. In case the insured person dies unfortunately, the policy will provide a death benefit, allowing his family to receive immediate financial support and have greater protection in his future life.

HANTEC offers a wide range of savings insurance policies that can help you to build up your capital and provide you and your family with long-term protection for a secure future.

In recent years, the incidence of critical illnesses such as cancer, stroke and heart disease has been increasing and is becoming more prevalent at a younger age. Fortunately, with the rapid advances in medical technology, many critical illnesses can be cured with early detection and treatment. However, the problem is that the cost of advanced drugs or new treatments is very high and not affordable for everyone.

Critical illness insurance allows you to have sufficient funds to back you up against illnesses with peace of mind. Once the insured is diagnosed with a designated covered disease, you can receive a lump sum cash benefit to cover medical expenses without delaying treatment due to fear of expensive medical expenses.

During treatment, if you lose your stable income because you are temporarily unable to work, this compensation can also help you cover the cost of living, temporarily relieve your immediate needs, and let your stable life not be affected.

At present, many critical illness insurance plans on the market have multiple critical illness protection, providing more than one critical illness compensation. Once the critical illness unfortunately recurs, you can also get relevant compensation and financial support again.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Life insurance, which provides financial protection for your family or dependents in the event of death. Life insurance can provide lump sum or periodic benefits. If you are the breadwinner of your family, you should consider the need to purchase life insurance. Life insurance is also an essential arrangement if you have debts (such as a mortgage) that must be paid after your death.

Provide a substantial and secure source of income for your future retirement. There are two types of annuities: immediate annuities, which can be withdrawn as soon as the premium is paid in a lump sum; and deferred annuities, which can be withdrawn at the beginning of a specified income period after the lump sum or premium payment period has expired.

Savings insurance allows you to build wealth and enjoy complete protection for years to come. You can save for your children's education or as a stable source of income for your future retirement. Combined with life insurance, you can achieve your goals sooner rather than later, and provide peace of mind for you and your loved ones.

Savings insurance plans generally offer a guaranteed cash value and, in some cases, a non-guaranteed element. You can build more wealth faster and give you more opportunities to achieve your financial goals by taking out savings insurance while you are still young.

In addition, savings insurance also includes a life protection component. In case the insured person dies unfortunately, the policy will provide a death benefit, allowing his family to receive immediate financial support and have greater protection in his future life.

HANTEC offers a wide range of savings insurance policies that can help you to build up your capital and provide you and your family with long-term protection for a secure future.

In recent years, the incidence of critical illnesses such as cancer, stroke and heart disease has been increasing and is becoming more prevalent at a younger age. Fortunately, with the rapid advances in medical technology, many critical illnesses can be cured with early detection and treatment. However, the problem is that the cost of advanced drugs or new treatments is very high and not affordable for everyone.

Critical illness insurance allows you to have sufficient funds to back you up against illnesses with peace of mind. Once the insured is diagnosed with a designated covered disease, you can receive a lump sum cash benefit to cover medical expenses without delaying treatment due to fear of expensive medical expenses.

During treatment, if you lose your stable income because you are temporarily unable to work, this compensation can also help you cover the cost of living, temporarily relieve your immediate needs, and let your stable life not be affected.

At present, many critical illness insurance plans on the market have multiple critical illness protection, providing more than one critical illness compensation. Once the critical illness unfortunately recurs, you can also get relevant compensation and financial support again.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Life insurance, which provides financial protection for your family or dependents in the event of death. Life insurance can provide lump sum or periodic benefits. If you are the breadwinner of your family, you should consider the need to purchase life insurance. Life insurance is also an essential arrangement if you have debts (such as a mortgage) that must be paid after your death.

Provide a substantial and secure source of income for your future retirement. There are two types of annuities: immediate annuities, which can be withdrawn as soon as the premium is paid in a lump sum; and deferred annuities, which can be withdrawn at the beginning of a specified income period after the lump sum or premium payment period has expired.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Life insurance, which provides financial protection for your family or dependents in the event of death. Life insurance can provide lump sum or periodic benefits. If you are the breadwinner of your family, you should consider the need to purchase life insurance. Life insurance is also an essential arrangement if you have debts (such as a mortgage) that must be paid after your death.

Heritage Savings is a participating life insurance. Through guaranteed cash value, non-guaranteed reversionary bonus and non-guaranteed terminal bonus, we help clients achieve potentially considerable long-term wealth growth.

Heritage Savings also provides multiple options for flexible financial arrangements to help customers accumulate wealth and at the same time help to properly arrange wealth inheritance planning in advance, so that customers can benefit future generations with wealth. In addition to unlimited replacement of the insured when necessary, a variety of death benefit payment options, policy split options and continuation options are set up to enhance the flexibility of wealth inheritance.

Universal life insurance - An insurance solution with flexible savings features. Through this financial plan, customers can not only earn interest, but also can use funds flexibly by withdrawing part of the funds to prepare for their future life and easily meet their ideal life.

Are you overwhelmed by the sudden medical expenses? Medical insurance not only provides comprehensive and reimbursable medical insurance including hospitalization, surgery, medicines and other related medical service costs, but also provides high-quality medical networks and specialist support, allowing you to control your budget and medical needs with peace of mind.

With the limited supply of beds in public hospitals in Hong Kong, many people who are ill or injured and need to be hospitalised would prefer to be admitted to a private hospital where the waiting time is shorter and where they can enjoy better medical services and more choices. However, the private sector charges high fees and when you and your family need to be admitted to hospital, you may be worried about whether you can afford the medical expenses.

HANTEC offers a comprehensive medical insurance plan to help you and your family share the cost of medical treatment so that patients can focus on treatment and early recovery.

Our medical insurance also provides a cash protection plan for hospitalization, which provides a fixed amount of cash compensation for the number of days of hospitalization, and provides you with additional financial support to make up for the loss of income suffered during illness or hospitalization, so as to avoid affecting the normal life of you and your family.

Heritage Savings is a participating life insurance. Through guaranteed cash value, non-guaranteed reversionary bonus and non-guaranteed terminal bonus, we help clients achieve potentially considerable long-term wealth growth.

Heritage Savings also provides multiple options for flexible financial arrangements to help customers accumulate wealth and at the same time help to properly arrange wealth inheritance planning in advance, so that customers can benefit future generations with wealth. In addition to unlimited replacement of the insured when necessary, a variety of death benefit payment options, policy split options and continuation options are set up to enhance the flexibility of wealth inheritance.

Universal life insurance - An insurance solution with flexible savings features. Through this financial plan, customers can not only earn interest, but also can use funds flexibly by withdrawing part of the funds to prepare for their future life and easily meet their ideal life.